Resources to Keep You in the Know

As your single source for commercial title services nationwide, we maintain meaningful digital resources to keep you "in the know."
 

Mechanic’s Lien Laws 2023

State-by-State Information

Commonwealth Land Title is pleased to provide you with this handy eBook of mechanic’s lien laws.

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Transfer Tax Variations

Variations From 1% Local Transfer Tax as of 09/01/23

Pennsylvania imposes a realty transfer tax on every deed which is presented for recording based on the total amount of actual consideration. Usually, the transfer tax collected is a total rate of 2% of the actual consideration paid: 1% transfer tax goes to PA and the other 1% goes to the local governments. In some Counties, there are local governments that increase or decrease the local portion of the transfer tax to a percentage other than 1%, while the PA 1% portion remains the same.

Please view the attached memo for additional information and a list of the local governments where some amount other than 1% transfer tax is imposed.

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ALTA Endorsement Handbook 2023

Our Most Common Commercial Endorsements

The basic coverages provided by the standard American Land Title Association ("ALTA") title insurance policies address many of the most common title insurance needs. This handbook is intended to serve as an introduction to the most commonly requested endorsements. If you have any questions about any of the material in this handbook, please contact your Philadelphia National Commercial Services representative.

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ALTA Policies Comparison Charts

Loan and Owner's

This comparison chart is intended as a guide to identifying differences between the 2021 and 2006 ALTA policies. It should not be relied upon for the interpretation of these policies.

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Built Podcast

The people behind our built world

Look at any skyline or landscape and you’ll see apartments, hotels, offices, and warehouses that we all benefit from every day. But what you don’t see are the people who make those structures possible. Meet the professionals behind some of the biggest transactions and investments in commercial real estate and hear their stories of how they got to where they are today. Every story is unique, every property is individual, but we’re all part of this built world. Hosted by Brian Maughan, Chief Marketing Officer, Fidelity National Financial.

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PA Endorsement Availability

Pennsylvania Endorsement Availability

We are pleased to provide you with this list of endorsements (along with premium rate) currently available to issue in the State of Pennsylvania. Effective April 1, 2023.

Download PA Endorsement List (PDF)

 

Company Fact Sheet

Company Financials

We are excited about our core title, mortgage technology and transactional businesses for the current fiscal year. Our financial performance and position is reported for each quarter and full year. As always, we will look to maximize profitability in all of our businesses and continue to strive to create as much value as possible for our shareholders.

Download Fact Sheet (PDF)

 

National Association Conventions

2024 Schedule

This schedule is provided as a courtesy to our customers based on information available to us as of November 2023. Please contact the listed organizations directly for the latest information on dates, registration fees, etc.

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Real Estate Laws & Customs

Laws, Customs, and Buyer/Seller Fee Splits

We are proud to provide this handy reference of real estate laws, customs, and buyer/seller fee splits for all 50 states and the District of Columbia to employees, customers, and title agents.

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Download PDF

 

NTI WEB

State-by-State Title Information

NTI Web is your single source for state-by-state underwriting, recording and tax information. Title insurance and real estate information is provided at the county level for all 50 states, and includes: recording fees and requirements, document execution requirements, laws and customs, and transfer, mortgage and property taxes. NTI Web also provides an extensive library of ALTA policies and endorsements and state specific legal documents.

Log into NTI WEB

Industry Links

Stay Current on the Industry

Check out our industry link section to stay connected to ALTA, Fannie Mae and Freddie Mac, the latest industry news, regulatory changes, upcoming trade show events and more. For your convenience, we have provided smart links with quick access to these government agency and industry partner websites.

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State Laws, Customs, & Links

Understand the Differences

Each state has its own differences related to the laws and customs associated with commercial real estate transactions. We have taken the time to consolidate a summary of the laws and customs for PA through specific links provided here.

View State Links

 

Frequently Asked Questions

...Or Just Ask Us

There are always questions about title insurance, rates, state laws and customs. We have provided answers to a few of the most commonly asked questions here. If you can't find the answer you need, contact us directly. We are happy to help.

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Real Estate Glossary

Make Sense of the Terminology

There are many unique words, terms and acronyms for the real estate industry. Our real estate glossary provides simple definitions for some of the most common. If you can't find the information you need here, ask one of us.

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